Dependable Income, Steadfast Advice
At McAdams Group, LLC we strive to teach clients about a universe of investment options designed to generate portfolio growth and possible income through interest and dividends. Many income options are considered to be conservative; this is income that can be spent, or reinvested to grow your money organically, or – as we like to say – “the old fashioned way.”
Our number one mission is client education. We want to work with you to help ensure that you make informed, educated decisions that will best suit your current needs and enable you to achieve your long-term financial goals. We will teach you the basics of investing, the importance of financial defense, the essential facts about market history, what you need to know about interest rates, bond funds, and strategic investments, and the difference between income and cash flow.
At the same time, we will teach you how to avoid the common financial mistakes that typically undermine so many retirement plans, mistakes such as inefficient asset allocation, overpaying on taxes, and a lack of catastrophic health care planning.
At McAdams Group, LLC we believe the best client is a knowledgeable client. We believe peace of mind comes from understanding your options and from working regularly with your advisor to choose the options that will work best for you and your loved ones – now and into the future.
McAdams Group, LLC wants to assist you in identifying and reaching your own financial goals. We follow a seven-step educational process that helps you identify your objectives and develop the strategies that will help you reach those goals.
Our Seven-Step Approach
Identify Lifetime Objectives & Strategies
At McAdams Group, LLC we don’t believe in a “cookie-cutter” approach. No two situations are alike. We tailor your financial strategies to assist you in achieving your specific lifetime goals and objectives.
Determine Your Risk Profile
How much of your money should be in themarket? How much should be in more conservative investments? We believe in staying within your comfort level rather than chasing short-term market returns.
Understand All of Your Options
Some advisors are not willing to spend the time to educate you. We believe an informed client is a good client. We believe peace of mind may come from understanding your options.
Build Your Non-Stock Market Portfolio
Your personal preferences, as well as your cash flow needs, are some of the factors that determine your non-market investment allocation. In building your model, we educate you about today’s conservative -generating options, so you can make informed decisions.
Optimize Your Investment Allocations
If desired, we help you allocate the portion of your investments in conjunction with modern theory and mean-variance optimization.
Identify Tax Reduction and Catastrophic Protection Strategies
Once your investment allocation is completed, we help coordinate your affairs. Our focus is on minimizingtaxes and future death taxes as well as helping to potentially protect you and your assets from health care catastrophes.
Schedule Regular Periodic Reviews
Last but certainly not least, we believe regular periodic reviewshelp you stay the course. Our firm’s success in large part comes from an emphasis on client service. We strive to contact each of our clients at least four times a year.